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BOOK HER TO TRAIN YOUR TEAM
Bernadette Joy's trademarked 5-step blueprint has helped thousands of people to clear the clutter, use their assets, spend smarter and enjoy richer lives.
"She took concepts that would normally overwhelm someone and turned them into golden nuggets of information that are easy to understand and implement. She is so relatable, upbeat, and funny, and connected deeply with our viewers." - Courtney Flickwir, Community Manager at NeuroGym
ABOUT
Bernadette Joy is a nationally recognized money expert featured on Good Morning America, NBC News, Time and USA Today for her unique ability to inspire her audience to explore the intersection between net worth and self-worth.
While she has two degrees in business and a degree in psychology, her credibility comes from truly leading by example. As first generation Filipino Americans, she and her husband AJ paid off a whopping $300,000 of debt in three years AND grew their first $1 million of net worth in their thirties. Not one dime was inherited, while transitioning from a decade as a corporate HR professional to a six-figure business owner.
She founded the Crush Your Money Goals® Academy for those overlooked and underestimated by traditional financial services. She will teach you everything you wish you knew about money, and the confidence to manage yours well.
Once you hear her speak, you'll grow confidence to make financial independence a reality, and a clear blueprint to help you get there.

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SAMPLE WORKSHOPS
AVAILABLE individually or as a full curriculum



Grow Your Worth
They say "know your worth," and "live within your means," but what if your goals are more than what you make now? Bernadette Joy will share her four secrets to growing your net worth and self-worth, the same way she became a millionaire in her thirties, and the confidence to become financially independent decades ahead of schedule. Spoiler alert: It does not require you to work more.
CRUSH The Wealth Gap
No diversity, equity and inclusion strategy is complete without addressing the specific challenges of the gender and racial wealth gaps. For business leaders and HR professionals, Bernadette Joy will teach 5 tangible actions you can take back to your organization to create more equitable people practices for yourself, your team and the diverse communities you serve. Note: This session is eligible for Professional Development Credits (PDCs) for SHRM-CP® or SHRM-SCP®.
CRUSH YOUR MONEY GOALS
Live on your own terms, not your loan terms! Imagine if your student loans, credit cards, car, and even your house was paid off. How much more free would your life be? In this inspiring and pragmatic talk, Bernadette Joy walks you through her signature 5 steps to crush your money goals, the same way she crushed $300k of debt in three years, without sacrificing it all.

I've had her share the stage at my events and she is always a favorite. She has the ability to connect with her audience in such an engaging and heartfelt way, using the perfect blend of her life's journey and a splash of humor.
Monique Douglas
Co-Owner CBK Branding & Consulting Firm LLP
